7 Impressive Benefits of Apple Pay: Did you know that in countries such as China, most people don’t carry cash or credit cards anymore? Instead, they rely on mobile payment apps, such as Alipay and WeChat. These apps enable people to make payments, transfer funds, and do a number of other things.
In contrast, Western countries have been slow to the mobile payment game. Yet many Apple users don’t realize that they have access to a fantastic payment system available to them.
Keep reading to learn about seven benefits of Apple Pay.
What Is Apple Pay?
If you’re unfamiliar with what it is, Apple Pay is Apple’s mobile payment system. Apple released the program in 2014, and it has since grown exponentially in popularity over the past several years.
In addition to being a mobile payment service, Apple Pay also allows you to store different supported credit and debit cards in a virtual wallet. This means that as long as you have your phone, you don’t need to worry about bringing the physical cards with you.
Apple Pay is free to use. If you use it to pay in a restaurant or store, or use it to transfer funds to a friend, it won’t require you to pay anything.
Benefits of Apple Pay
Although many people may be hesitant to ditch their traditional cash, debit cards, and credit cards, there are a number of benefits to doing so. Here are seven Apple Pay advantages.
1. Better Security
Each time you use a credit or debit card at a store, you open yourself up to a number of dangers. For one thing, you don’t know what the retailer will do with your card information. Yet Apple Pay works to prevent all of these possible threats.
Each time you use Apple Pay to make a payment, Apple first runs the merchant’s name through a database to ensure that they’re authorized to accept Apple Pay transactions. It then makes a one-time transaction code for that purchase, ensuring that your card information stays secure.
Apple Pay also requires your facial recognition or fingerprint scanning to work. This means that if someone steals your iPhone, they’ll be unable to use Apple Pay.
2. Faster and Easier Monetary Transactions
In the past, splitting a bill was a complicated and messy process. Some people would want to pay with cash, others with card, and others would forget their wallets at home and have to borrow money.
Yet with Apple Pay, transactions are easier than ever. With a single tap, users can send and receive money on iMessage. You don’t have to worry about entering personal information or having to wait for hours or days.
Any cash received heads into the Apple Pay wallet. The recipient can then use the money right away, without having to wait to transfer it into a bank account.
3. Painless Online Purchases
How many times have you wanted to buy something online, but felt unsure as to how safe the website was? Likewise, complicated checkout processes can also turn customers away. Who wants to have to enter pages of information, from shipping address to payment methods each time?
When using Apple Pay, you don’t need to enter billing, shipping, or credit card information. All you need to do is click the Apple Pay button and confirm your purchase with a fingerprint.
4. Don’t Need to Lug Your Wallet Around
Most people would feel lost without their wallets, as they contain their credit and debit cards. Yet how freeing would it feel to not have to remember to bring your wallet with you?
With Apple Pay, in-store payments are a breeze, provided you have your phone. You don’t even need to unlock your phone to make a payment. Open Apple Pay, then confirm with your fingerprint or Face ID.
5. Helps Prevent Fraud
Apple Pay is a more secure payment option for buyers, but merchants can also benefit from its safety features as well.
Each time a customer makes a purchase with Apple Pay, Apple protects its information and data. This means that it’s almost impossible for fraudulent people to steal the information to use for their own transactions.
If something does go wrong, users can remove their cards form Apple Pay instantaneously.
6. Easy to Set Up
Although some programs sound nice, the work required to set them up makes them not worth it. Yet if you have an iPhone, iPad, or iWatch, you can have Apply Pay up and running in a matter of minutes.
All you need to do is head to the Wallet app on your phone. You’ll then add the cards you want to use and wait for your bank to confirm that they’re compatible with Apple Pay. After that, you’ll be ready to make transactions.
If you need a more detailed guide on how to set up Apple Pay, check out this website here.
7. A Limitless Future
As mentioned, Apple Pay usage has grown in the past several years. A huge number of national and international banks now support it.
Whenever you check out at a restaurant or store, odds are you’ll see an option for Apple Pay. More and more consumers are beginning to appreciate the convenience and other benefits it offers.
Make Your Life More Convenient With Apple Pay
If you’ve never used Apple Pay, you might be wondering why it is becoming so popular. Yet as this guide explains, there are a number of benefits of Apple Pay. Give it a try, and you’ll understand why!
Do you know any other Apple Pay advantages? Let us know in a comment below!
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